SHOPPING WITH ZIP
Key features and benefits
- Shop without a credit card
- Easy monthly repayments
- $1000 shopping account
- No interest ever!
How zipPay works
Select ZIP at checkout, and sign up instantly
Complete your order with nothing to pay today
Pay off your balance over time with flexible payments
Who can apply?
- Must be an Australian citizen or permanent resident
- Must be 18 years of age or older
- Must be employed, earning at least $300 per week
What are the fees?
At the end of each billing month, you can choose to pay off your balance in full or simply make a payment that suits your budget (Please note there is a minimum repayment of $40 per month). A $5 monthly account service fee is added to your account for any month you have an outstanding balance.
There are NO establishment fees to setup your account and NO interest ever! If you have repaid your balance in full within 30 days you will never be charged any fees!
Once you have repaid your balance down to $0, no fees will ever be charged to your account – it will simply remain open waiting for you to use again to make additional purchases.
How can I apply?
To create a zipPay account, all you need is a social media account and to confirm the details that you would normally enter when shopping online. Subject to approval, this process takes only seconds after which you can complete your purchase and pay for it later!
Once you’re approved for your ZIP shopping account, you never have to apply again and can continue to reuse it as much as you like.
How do I make repayments?
To ensure you never miss a payment you can setup a direct debit to automatically make your repayments. You can set this to run for as much as you like and as often as you like, as long as you pay at least the minimum ($40) each month.
Additionally, you can make a one-off payment anytime by logging into your zipPay Digital Wallet and selecting 'Make a Payment' Payments can be paid online by debit card, credit card or Bpay.
ZUMI has officially teamed up with ZIP to let you buy now and pay later with no interest ever, on the best selection of the best brands in consumer electronics available in Australia.