Getting a zipPay Shopping Account
Get your zipPay Account - and Start Shopping Electronics.
Thanks to zipPay you can now setup your digital smart shopping account in seconds.
Who can apply for a zipPay shopping account.
- Anyone who is an Australian citizen or permanent resident
- You'll need to beat least 18 years of age or older
- You'll also need to be employed in some capacity, earning at least $300 per week
How can I apply?
To create a zipPay account, and have access to shop now, and pay later for the best brands mobile phones, tvs, laptops, electronics and more - all you need is a social media, facebook or paypal account and to confirm the details that you would normally enter when shopping online.
Subject to approval, this process takes only seconds after which you can complete your purchase and pay for it later! Please note - that everyone is different - and you'll get approved for "up to $1000" credit limit.
Once you’re approved for your ZIP shopping account, you never have to apply again and can continue to reuse it as much as you like.
You pay off your balance over time
Easy flexible payments that suit your lifestyle ensure you are always purchasing the right electronics available at the right time.
What are the fees?
At the end of each billing month, you can choose to pay off your balance in full or simply make a payment that suits your budget (Please note there is a minimum repayment of $40 per month). A $6 monthly account service fee is added to your account for any month you have an outstanding balance.
There are NO establishment fees to setup your account and it's always interest free. f you have repaid your balance in full within 30 days you will never be charged any fees!
Once you have repaid your balance down to $0, no fees will ever be charged to your account – it will simply remain open waiting for you to use again to make additional purchases.
How do I make repayments?
To ensure you never miss a payment you can setup a direct debit to automatically make your repayments. You can set this to run for as much as you like and as often as you like, as long as you pay at least the mimimum ($40) each month.
Additionally, you can make a one-off payment anytume by logging into your zipPay Digital Wallet and selecting 'Make a Payment' Payments can be paid online by debit card, credit card or Bpay.
Should you have any difficulties in making your payments, please contact ZIP direct.